NY HESC | Loan Forgiveness Programs

Apply for Loan Forgiveness

Reduce or eliminate your student loan debt through New York State's loan forgiveness programs for eligible professions.

Loan Forgiveness Programs

Program Details

Eligibility Requirements

Most programs require NYS residency, specific employment, and meeting income thresholds. Some require service commitments.

Application Periods

Programs have specific application windows. Check each program for deadlines.

Award Amounts

Awards vary by program, ranging from partial forgiveness to complete loan cancellation after service requirements.

Additional Resources